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Are you eligible for Flex bookings?

Allianz Insurance eligibility for flex bookings

Are you and your RV eligible?

Our insurance partner Allianz provides cover for Flex bookings using an add-on policy that provides peer-to-peer cover when you share your van on hire. There are specific eligibility criteria that both owners and hirers must meet to obtain this cover. Use the checklists below to see if you qualify.

On this page, we cover three key areas: eligibility requirements for your vehicle (type, age, value, and documentation), personal criteria for owners (age and creditworthiness), and requirements for hirers and authorised drivers (age, licence, driving record, and how you can use the vehicle).

Each section includes green light (eligible) and red light (not eligible) indicators to help you quickly see where you stand.

  • For owners: are you and your vehicle eligible?

    Green light – your vehicle qualifies if:

    Your vehicle is the right type:

    • It's a campervan, motorhome, or a private car fitted with a rooftop tent

    • It's privately owned (or if company-owned, your company has no more than 5 vehicles on Camplify)

    Your vehicle meets these specifications:

    • It's no more than 20 years old

    • Its Gross Vehicle Weight (GVW) is 7.5 tonnes or less

    • It's registered in the UK in your name (the Camplify account holder)

    • It has never been declared a total loss (we may ask for written confirmation)

    Your vehicle's value is within limits:

    • Up to £100,000 if your hirers will be aged 25 or older

    • Up to £30,000 if you'll accept hirers aged 21-24

    You can provide these documents:

    • UK vehicle registration document (V5C) in your name

    • Valid MOT certificate

    • Proof of your existing private insurance policy on the vehicle

    If your vehicle is leased:

    • You've informed your leasing company that you're hiring it out on Camplify

    Platform limits:

    • You have no more than 5 vehicles listed on Camplify


    Red light – your vehicle is not eligible if:

    • It's older than 20 years

    • Its Gross Vehicle Weight (GVW) exceeds 7.5 tonnes

    • It's not registered in the UK in your name

    • It has previously been declared a total loss

    • Its value exceeds £100,000 (or £30,000 if you're accepting younger hirers)

    • You cannot provide the required documentation (V5C, MOT, existing private insurance)


    Green light – you qualify if:

    • You are aged 25 or over

    • You are creditworthy, meaning:

      • No bankruptcy

      • No County Court Judgments (CCJs) within the last 3 years

      • You have a stable residential address

    Red light – you do not qualify if:

    • You are under 25 years old

    • You have been declared bankrupt

    • You have any CCJs within the past 3 years

    • You do not have a stable residential address

    Important: how you use the vehicle matters

    You're covered if:

    • You're using the RV for personal leisure travel

    • You've told Camplify about any travel outside the UK (a green card will be arranged)

    You're not covered if:

    • You use the RV for hire and reward purposes – this includes work as a taxi driver, courier, sports professional, model, or in the entertainment industry

    • You travel outside the UK for 30 days or more without Allianz approval

    • You travel outside the UK without requesting a green card from Camplify

  • For hirers and authorised drivers: are you eligible?

    Green light – you qualify if:

    Your age:

    • You are between 21 and 80 years old

    • If you're aged 21-24, you can only hire vehicles valued at £30,000 or less

    Your driving licence:

    • You hold a valid licence from the UK, EU, EEA, Australia, or New Zealand

    • You have held your licence for at least 2 years

    • You're willing to provide your licence details for verification checks

    Your driving record – convictions:

    • You have no major driving offence convictions in the last 5 years for any of the following offence codes:

      • AC (accident offences)

      • BA (disqualified driver)

      • CD (careless driving)

      • DD (reckless/dangerous driving)

      • DR (drink offences)

      • IN (insurance offences)

      • LC30-50 (licence offences)

      • MS40-90 (miscellaneous offences)

      • UT (unauthorised taking of a vehicle)

    • You have no driving bans

    Your driving record – penalty points:

    • If you're aged 25-80: no more than 6 penalty points in the past 5 years

    • If you're aged 21-24: no more than 3 penalty points in the past 5 years

    Your accident history:

    • If you're aged 25-80: no more than 2 accidents in the past 3 years

    • If you're aged 21-24: no more than 1 accident in the past 3 years


    Red light – you do not qualify if:

    • You are under 21 or over 80 years old

    • You've held your licence for less than 2 years

    • Your licence is not from the UK, EU, EEA, Australia, or New Zealand

    • You have any major driving offence convictions (listed above) in the last 5 years

    • You have a current or past driving ban

    • Your penalty points exceed the limits for your age group (6 for 25+, 3 for 21-24)

    • Your accident history exceeds the limits for your age group (2 for 25+, 1 for 21-24)

Quick reference: age-based restrictions at a glance

Requirement

Aged 21-24

Aged 25-80

Maximum vehicle value

£30,000

£100,000

Maximum penalty points (past 5 years)

3

6

Maximum accidents (past 3 years)

1

2


Need the full legal details?

Now that you've confirmed you're eligible,  download the Policy  Wording  to see the details of what’s included in the Allianz Peer- to- Peer sharing  insurance cover.

Allianz Insurance eligibility for flex bookings